Things that should be clarified before death

When a loved one leaves, it's tough. Even if we're reluctant to deal with it, it's important to sort things out while we're still alive – to ease the burden on ourselves and our loved ones.

The death is often difficult to cope with. We push the topic usually far away – and nevertheless we should concern ourselves already during lifetimes with it, what happens afterwards and regulate much, how it should go on then.

Death always hurts

When someone close to us dies, it is not just the grief that is great – for the relatives there are many decisions to be made in a short space of time. In addition, there are the formalities that must be taken care of. It is not uncommon that many hours of time have to be spent until a loved one has an appropriate resting place. How about arranging this in good time? Running issues aside, it's also about finances. We can make things easier for the surviving dependents, for example with death benefit insurance.

Preservation of documents

All important documents should be filed in a central place, sorted according to importance and date. Bank account information, leases, mortgages, insurance policies, medical exam reports, birth certificates and more can't be missed here. This way all important data are at hand and available without much searching. In addition, all agencies can be notified immediately.

Already thinking about a will?

With the will is provided for a clear regulation. Not only can disputes be avoided as well as the "fight" for the inheritance, but also the way of burial can be defined here as last will and testament. If the decedent would rather have cremation followed by safekeeping in a decorative urn complete with urn wall than a traditional burial with a casket and gravesite, the will is the perfect place to record this. This decision also ensures that, following the passing, relatives do not have to agonize over the question of what the deceased would have liked best. Moreover, such a will can be notarized and kept there. Since as a rule the residents' registration office informs the notary's office in the area in the case of a death, these can become active immediately if the will is deposited there.

Bequeathing digital access

In the age of smartphones and the virtual worlds they can access, it's important to either record all access codes and account information in your will or, as an example, store it encrypted in a cloud and then release it to your survivors via your last will and testament after you pass away. So even digital products do not expire. Because relatives have more and more often the problem that providers on the Internet do not agree to allow access to accounts of deceased people.

List of valuables

If you have a lot of things that have a certain value, you should keep a list of them and put them with documents. This way, survivors know what valuables the deceased had and where they are located. Finally possible hiding-places are not to be used when disposing of furniture& Co. disappear forever.

Make provisions for pets

People do not always outlive their animal companions. Also for such a case a provision is to be made already during lifetime. Either a family member can be found, who would take care of the pet, or you get in touch with the local animal shelter and already ooze agreements.

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