By judgment of 26.03.2020 (Az. C-66/19), the ECJ ruled that a formulation used by numerous banks and savings banks regarding revocation information in loan and credit agreements is not proper because it is not "clear and concise". Therefore, these formulations do not comply with the European Directive 2008/48.
We are all getting older, but the government is taking a step back. Aging increasingly goes hand in hand with a participation society, in which children organize the care for their parents themselves. In Scandinavia, they have long solved this with a kangaroo house. Several generations move in together and provide mutual care. This creative concept is also gaining popularity in the Netherlands. But what exactly does it mean and what should you think about?
Consumers interested in purchasing a new home with a mortgage have several resources available to them. Mortgage lenders are the best option for homebuyers with average credit and funds. Homebuyers with excellent credit can qualify through a bank to get a lower interest rate mortgage.
In 7 Signs You're Spending Too Little in Retirement , we explored signs that you're spending too little in retirement. We have learned that it is not important not to spend enough. The bigger problem, of course, is spending too much, as most of the money cannot be recovered.
For those looking to jump into the world of real estate, you might be drawn to the idea of working as a part-time real estate agent. This is actually a great way to get started, and many experts in the industry recommend this before making the transition to full-time when the time is right. In this way, you can test the waters and determine if this is the right career path without taking major financial risks.,
Some people, however, only stress about the real estate agent test that they will be on their way to their first million as soon as they pass. You will pass the test if you study, but to become successful in real estate you must work for it. This is especially true for a part-time real estate agent, as it may be difficult to balance your real estate career and your full-time job. So, how do people do it? Read on as we fill you in on some of their secrets!
Summer vacation is just around the corner, and you may want to travel with your electric vehicle this year. Even though the charging network in Europe is growing fast, you should be well prepared for your trip. In this blog post, we give you 5 tips for relaxed travel with the e-car.
If you plan your trip in advance, you won't have any surprises along the way and will travel more smoothly. Planning your e-car journey can be a lot of fun! Discover the most beautiful places along your route and easily schedule stops at nearby charging stations. Or find a fast-charging location with what's ideal for you and your family in the area. This way, your trip will be more fun and you can make the most of your charging time.
Nowadays, more and more U.S. citizens are struggling to make their monthly payments on car loans. While the numbers are low, they are increasing rapidly. However, the loan applicants had major problems with the monthly payment. This has been happening more since the Great Recession.
Frankfurt (Reuters) – Stock market tremors, China worries and inflation frozen at the zero line are all piling up on ECB President Mario Draghi's desk as the vacation season ends.
Financial market players are puzzling over whether Draghi will hint at a possible expansion of the monetary watchdog's giant bond-buying program following Thursday's Governing Council interest rate meeting. Some experts also believe that the Italian may then present somewhat lowered forecasts of his staff on inflation trends because of the notoriously low inflation in the euro area. The key interest rate, which has been at a record low of 0.05 percent for some time now, is not expected to be touched by the ECB.
Annuity loans are the most frequently selected loan variant with the construction financing. This is usually a medium- to long-term bank loan with constant interest and repayment installments (annuity). Unlike some other loan options, annuity loans are simple and straightforward (once you understand the basic principle).
With an annuity loan, the monthly interest and repayment rate is calculated at the very beginning. here is a simple example:
For many people, moving into their own four walls is a milestone in their lives. But before that can even happen, there are a few things to consider. There are countless decisions to be made: Build a house or buy a property? City or country? Large lot or prefer a small one? Questions upon questions must be answered. Then, once the decision is made and a home is to be built, it's on to the next step: solid house or manufactured home? Bungalow or townhome? Once these answers are found, too, the real work begins. Because in order for a house to be built, some official procedures must be completed before the house can be built. We explain which.