Lip service to greater sustainability and social commitment abounds in the financial industry. However, the number of asset managers who actually take an active shareholder role and advocate ESG resolutions is small. Industry giants in particular keep blocking resolutions. This is what a report from ShareAction shows.
With NHG (National Mortgage Guarantee) you can be sure of a responsible and affordable mortgage. Moreover, with NHG you limit the financial risks of owning your own home. For example, if you can no longer pay your mortgage due to: divorce, unemployment or disability. With a mortgage with NHG, the Home Ownership Guarantee Fund (Stichting Waarborgfonds Eigen Woning) ensures that ABN AMRO recovers the amount not repaid. So you will not be left with a residual debt.
On the Internet, the addiction to "the fast euro" has always been rampant. That calls again and again unseriose offerers for consulting services on the plan – also within the range of the construction financing. They give dubious tips, how one can save allegedly terrific sums and how real estates can finance themselves practically. These bait offers for your construction financing should always (really always) be questioned. We clarify and reveal in particular those tricks that sound plausible, but can lead to a financing disaster.
Like so many other industries, in which it concerns much money, also the range of the building financings is not safe from dubious, so-called consulting services, which promise the golden from the sky – speak: a particularly favorably financed real estate – to an unsuspecting customer, in the long run however only the risk of large difficulties partly drastically increases.In the following you read about five examples of bait offers for your construction financing, which sound tempting and plausible at first glance, but in the worst case can bring the borrower into serious financial distress and should therefore be treated with caution:
There are two sides to saving money when building a home and therefore two options: Homebuilders can reduce money on the expense side and gain money on the income side. The article below deals with both forms and thus provides information on the extent to which money can be saved in total. The following 5 tips are possible.
Real estate market / real estate news: Moving in together is the new marriage for Generation Z. If it used to be common to move in together and then get married, only the wedding was big to plan, the moving in together worked as a matter of course. That has long been a thing of the past. Today, couples question everything and moving in together becomes even more costly than the wedding.
Consumers who want to apply for an installment loan today no longer have to visit their bank or another bank to make an appointment for a consultation. Today, those who want to can apply for their installment loan directly online from their home computer at the bank of their choice, taking advantage of the many opportunities offered by new media and saving money.
However, this also means that loan seekers are on their own if they want to apply for a loan and don't have a bank advisor nearby to answer any important questions they may have. Therefore we made it us the task to clear up interested consumers and with our Tipps possible questions, which arise again and again, to clarify. If you read our articles carefully, you will find endless tips and advice on what to consider when applying for a loan. Many of these useful tips would not be given by a bank advisor, because he wants to sell something. We, on the other hand, work neutrally and independently and provide you with the necessary information free of charge.
You as readers of this blog have always heard one thing from us so far: In times of low interest rates, a long fixed interest rate is always desirable to create some security for yourself. However, Allianz now offers a financing model that may overstate this approach a bit. We are talking about a fixed interest rate of 40 years.
Life is full of unexpected surprises, and some of them can really hurt your budget. Emergency situations such as fixing a car, replacing an appliance, paying a high medical bill or an unexpected trip can deplete your savings or cause you to make unwise decisions that could affect your financial future.
For buyers in Switzerland, owning a home is increasingly unaffordable. Over 40% of home buyers exceed the standard imputed affordability of 33%, according to an analysis by Moneypark. However, providers are increasingly flexible about the amount of affordability.
A construction financing advisor deals with the long-term goals of his clients, such as building their own four walls, which the owner can design according to his wishes. The construction financing consultant is familiar with the detailed requirements of a construction project and is responsible for the financial processing of the house construction. Private customers turn to him, in order to convert the own project into the reality. His services can be directed to private households as well as to companies.
He advises the customer with regard to the possible forms of investment as well as with regard to his situation and does not distribute contracts arbitrarily. Furthermore, he mediates between banks and the customer to obtain construction financing. As a third factor, he takes into account the interests of his employer. His goal is to find the best deal for his client.