Mortgage and loans news

Even the inventor of economics, Adam Smith, noted that land is a finite commodity. By purchasing a piece of land the owner secures a small share of our world. This is almost always profitable in the long run, but due to the mentioned limitation of the land, there are also some costs associated with this purchase. A loan can rarely be avoided in these cases, but what fees will the new property owner have to pay in addition to the actual purchase price?? This article shows which expenses the buyer of a plot of land has to reckon with, among other things.

Note: Individual land prices can only be determined by forensic experts – the overview is therefore kept very general. However, we draw on the empirical data of a Tyrolean expert in this list.

Money is often tight for students, and savings often have to be made on many fronts. A few simple tips can save you a lot of money on electricity. Saving electricity has a positive effect on the environment, but also on your wallet. Those who pay less for their electricity have more money for the finer things in life. Here we tell you how you can easily save electricity.

When it comes to getting the best conditions for a loan, quite a few people play with the idea of betting on a foreign currency loan. But this type of credit involves many risk factors that could make you regret this decision quickly. For the following reasons, you should think very carefully about taking out a foreign currency loan.

A survey found that 2.2% of married people reported having had more than one partner during a year. In general, researchers say, between 15-25% of married Germans have affairs, and men cheat more often than women do. And the question arises why husbands who cheat don't want to get divorced, but continue to cheat anyway.

Raising your little bundle of joy may cost more than you think. I've listed 5 things for you to think about.

Hospitality that led to redemptive austerity was a key to my father's conversion.

There are also alternatives to real estate investments

Rarely has the public's desire for a solid, profitable and comparatively safe investment been greater than it is today. Often you come to the realization that real estate (owner-occupied or for rent) is a great way to invest your money. This is one of the reasons why these websites exist. We want to give our readers a lot of tips and information about buying and expanding real estate. But, an investment in real estate is far from being the only option. Also on a portal that has specialized in the topic real estate, a view over the edge of the plate should not be missing. In this article we therefore briefly present various investment alternatives.

Due to the Corona crisis, which has been going on for almost two years now, it has been realized worldwide that people can be on the brink of insolvency faster than expected due to unexpected events. And this definitely does not only apply to self-employed or large employers, also due to sudden closures of the companies, many employees were left without or only with part of their wages. It was irrelevant whether you were a permanent employee or a temporary worker: an enormous mass of people suffered the economic consequences of the pandemic in recent months and years. Many ask themselves, how it should go on now. What if renewed lockdowns and business failures come our way?

Only three out of 14 banks advised test customers correctly about a loan. FINANZtest found out: In one third of all cases, the customer's creditworthiness is lowered due to mistakes made by bank employees. That harms the consumer with each further credit inquiry.

Test subjects went to the branches of 14 banks and asked for a loan of 5,000 euros in three consultations each. For FINANZtest, they wanted to know whether the institutions correctly pass on sensitive customer data to the Schutzgemeinschaft fur allgemeine Kreditsicherung (Schufa) (Protection Association for General Credit Protection). There, the data on the customer's creditworthiness is stored for years. The test subjects have before and after a credit counseling a Schufa self-disclosure and their Schufa score given. Schufa calculates the score from its collected data. It indicates the likelihood that the consumer will repay a loan on time or pay a bill in accordance with the contract. The Schufa score is a criterion for whether the bank grants the customer a loan at all and if so, at what conditions.

For the first time in history, there are more people on Earth over the age of 60 than under the age of five. As society ages, health care and finance are likely to enter a "silver" era Economy offer interesting investment opportunities, says Eva Maria Hintner of Columbia Threadneedle Investments.

The municipal unit of Kantanos is a mountainous unit of the prefecture of Chania with 1607 inhabitants, a total area of 73.814 hectares and includes the municipalities of Kantanos, Plemenian and Kakodiki. It is 52 km away from Chania and 15 km away from Paleochora. The larger area is full of water and covered with olive trees, oaks, chestnuts, plane trees, pines, cypresses, prinos, aromatic plants, citrus fruits and vines. Hawks, hares, nightingales, partridges, blackbirds, ferrets, hedgehogs, owls and weasels form its fauna and paths of rich natural beauty, traverse the area and cross the many Byzantine churches of the municipal unit. Today Kantanos gathers services such as OTE, ELTA, bank, police, health center, magistrate's court, veterinary clinic, fire department, notary and mortgage office. It also has a kindergarten, an elementary school, a high school and a lyceum. There are hotels as well as restaurants serving traditional Cretan cuisine, pastry shops and several cafes. In the territory of the D.-Unit, numerous cultural associations are active and there is a cooperative oil mill and cheese factory. The inhabitants are engaged in agriculture, animal husbandry and trade.

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