Mortgage and loans news

Foreign travel is generally on the wish list of most people. Foreign travel lets us soak in new cultures, traditions and people who may have a completely different perspective on life. Just like it is said, “nothing in this world comes for free,” the costs involved in planning a vacation abroad can lighten your pockets to a great extent. This article aims to useful money tips to plan your foreign travel effectively and sneak in some extra bucks from your vacation budget to your shopping budget instead.

Here are 10 money tips for planning your foreign travel:

A construction financing can become more favorable by the stately promotion by promotion programs of the KfW bank. These subsidy programs must be applied for through a credit institution, as the Kreditanstalt fur Wiederaufbau (KfW) does not grant loans directly to building owners. The bank then passes on the discounted interest rate to the real estate buyer or builder. Thus the real estate owner receives a favorable construction financing.

Graubundner Kantonalbank (GKB) issued its first green bond on Monday. It thus makes, as it itself explains, "an important contribution to achieving the climate targets of the canton of Graubunden and Switzerland". How does the bank go about it, and how do green bonds work in general? An interesting case study.

For many people, building their own home or buying a condominium is a decision for life. Depending on the volume, real estate financing can take half a lifetime to complete. It pays off to invest time in planning so as not to experience any unpleasant surprises in the end.

Tips for construction financing for beginners:

In the best case, a house or apartment purchase starts half a year before the concrete search is made. From the financial check over first discussions with a possible financing – house bank and direct mediator – up to the Eruierung of the situation – with children perhaps nevertheless rather in the countryside? In old age, with a quickly accessible infrastructure? – it can take some time before you have all the facts and figures at your fingertips before you start looking for a property that can be financed or a suitable plot of land. In the following, we would like to give you some tips on construction financing for beginners that will make your real estate wish a reality:

Most of our clients are people who have never had anything to do with buying, building or financing a property before. We offer these customers comprehensive advice on the subject of financing, but we are also happy to give tips on the subject of "buying or building a new property". Your advantage: most of our colleagues have more than 20 years of professional experience, so they have already seen and experienced quite a lot.

As De Wiel visits the living rooms, swimming pools and exclusive clubs of the rich, the violence of the nation remains off-camera, but the angst never leaves the frame. Not least because it is unclear where a banker's loyalty might lie if the military suddenly had an "El Dorado" of seized assets that only someone with French cuffs and a Swiss passport could easily liquidate. The film's title is a bank code word for "shut up, watch your mouth," and the story favors the horrors of the unsaid.

If 2022 proceeds as expected by the German asset manager DWS, no drastic portfolio changes will be required. Growth remains strong, inflationary pressures are easing, equities are benefiting from rising corporate profits, and although central banks retain control over interest rates, caution is warranted on bonds.

For the first time in its history, Japan has sold 10-year government bonds with negative yields, meaning the negative interest rates the central bank introduced in January have now been passed on to investors.

While investors are struggling with extremely low global bond yields, Asian local currency bonds still offer considerable return potential, according to David Cheng of Schroders.

Employed persons from the EU enjoy the so-called freedom of movement for workers in all states of the European Union. This applies in all member states of the EU. It is a core component of the law of the Union, which is equally binding for all states.