The administration of the common property is carried out by the condominium owners, the administrator as well as – if existing – the management advisory board, § 20 German Condominium Act (WEG).

Owners meeting, decision making

According to §§ 21 ff. According to the German Condominium Act (WEG), all condominium owners are jointly responsible for the administration of the common property, unless otherwise stipulated in the WEG or in an agreement between the condominium owners.

As the gardening season comes to a close here on Horticulture Burgdorf, I always like to take stock of the lessons I learned this season and what I can improve on for next year. I'm thrilled to welcome Tiffany from Don't Waste the Crumbs to the blog today to share some of her hard-earned lessons and tips with us!

Americans are buying more to buy cars - but should they be?

Tiffany Franc, an attorney in Towson, Maryland, was surprised when she and her husband had no trouble getting a car loan last October. They had completed a short sale of an investment property in June, and short sales usually damaged loans significantly.

Unless you are a guileless video gamer who sits down in front of the console or PC to pass the time, to distract yourself or even to broaden your horizons, it could be that your social status depends on what you play, why you play it and most importantly – how you find what you play. Just as in some circles you have to take a position on which movies from the MCU do justice to the comics, which grape variety had the best grape harvest the year before, or which band from the 90s has the most relevance, so it is with video games: Those who have good taste are ennobled by their peers.

Having your own taste is not easy. It must be sound, you need a broad knowledge of the subject, it must not be too mainstream, but if you deviate from it, it must elicit appreciative nods. Confirmation is the currency of this hard selection and sometimes you strike gold. You find a game that everyone should have played, but didn't.

Not every wish can simply be paid for out of existing reserves. Therefore, especially consumers whose financial leeway is limited, often resort to a loan. In this case, a personal loan promises some advantages over an overdraft facility, which we would like to present in more detail in this article.

Can we achieve a soft landing in the economy? Friday's jobs report shows there is a clear path to get there. Mortgage rates fell aggressively to 6.20%, which puts us more than 1% below 2022 highs.

The examination – especially if it is carried out in connection with a development bank – can drag on for quite a while. So you should not be in too much of a hurry. In addition to the long waiting times, there are further difficulties.

Other funding
If, for example, a founder plans to take advantage of other subsidies in addition to the start-up subsidy, he or she must adhere to certain deadlines. It happens all too quickly that these cannot be met because the path from the decision "I want a subsidized loan" to the day of the transfer is longer than planned. So if you are planning additional financing, you should thoroughly inform yourself about the related deadlines and adjust your time planning accordingly, so that you can dispose of the money in time.

Financing a property without equity? Many tenants face exactly this question, especially after the last co-increase or when the space is no longer sufficient due to family growth and a larger affordable rental apartment can not be found. If you follow a few basic rules and get sensible advice from professionals, such a thing is actually possible.

Continue to pay rent or finance without equity

My wife and I have had problems almost throughout our relationship. For more than a decade she has struggled with intimacy, exacerbated – we think – by a sexual assault 12 years ago. She then found out she was pregnant and after an agonizing wait we confirmed the baby was mine and now have an absolutely incredible child together.

After all that, she had a combined diagnosis of PTSD and postnatal depression, during which time she racked up huge piles of debt. She then had an affair with my best friend. I think both were symptoms of her illness, but her behavior since then has prevented me from building up trust again. I don't think she's cheating on me, but I'm sure that any choice between my happiness and her own will see mine as less important and immediately discounted. I am now at the point where I want to part.

The housing market experienced more volatility last week, with housing inventory falling as mortgage rates rose.

Here's a quick review from last week: